Property And Casualty

Future-focused solutions to tackle today's obstacles and anticipate tomorrow's challenges.

Customized Insurance Coverage That Keeps Your Business Prepared And Protected

At Panorama, our goal is to help you navigate complexities by developing an innovative risk management program that provides appropriate coverage without sacrificing opportunity. We provide you with the necessary information to choose from customized options, including broad coverage, cost-saving, and self-insurance. We are committed to safeguarding your company while providing you with more freedom to pursue your personal and business goals.

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Strategy and Expertise


Risk management goes far beyond simply purchasing insurance. We analyze your organization’s assets and liability then work with you to develop individualized programs aligned with your unique risk tolerance and overall business strategy. We offer ongoing advice on available coverage options, gaps in coverage and policy renewals. And we provide proactive support to help you make timely adjustments to meet constantly changing business needs and regulations.


With Panorama, you have access to a team of experienced brokers with diverse backgrounds, from loss prevention and risk control to claims adjusters, attorneys, and financial analysts. Experts in the identification and quantification of risk, we deliver a bespoke approach to each line of coverage and apply our innovative ideas toward a strategic plan to yield maximum results. We are your advocates, from risk assessment, to quote, to claims resolution.

Property And Casualty Insurance Services

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Alternative Risk


Risk financing

Risk-retention groups


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Business auto



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Aviation, Hull & Marine

Hull and liability

Yacht and vessels

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General Liability

Product Liability

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Executive & Financial Lines

Crime: employee dishonesty

Cyber liability

Directors and officers

E&O (professional liability)

Employment practices

Fiduciary liability

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Ocean & Inland Marine

Builders risk

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Motor truck cargo


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Personal Lines


Fine art and jewelry



Personal and collectible auto

Private client

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Boiler and machinery

Business income

Commercial and habitational real estate

Deductible buy-back

Difference in conditions


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Risk Consulting

Mergers and acquisitions

3rd party risk manager


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Risk Management

Claims management

Disaster recovery

Loss projection and trending

Safety and loss control

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Workers Compensation

Guaranteed cost

Large deductibles

Professional employer organizations

It’s your business. Protecting it is ours.

Contact A Property And Casualty Expert