Health

Wellness consulting
Evidence-based programs
Worksite wellness evaluation
Employee engagement surveys
Onsite biometrics
Health quality assessment

Worksite benefits
Identity theft & cybersecurity
Pre-paid legal services
Pet Insurance

• Predictive modeling
• Claims & stop loss analysis
• Contribution strategies and analysis
• IBNR: Reserve analysis
• Pharmacy benefit management analysis
• Self-insurance assessment

DOL/ERISA/ACA
ACA Reporting
HIPAA privacy and data security
Signature-ready 5500 filing
SPD Wrap Document/SMM
Federal & Statutory Compliance

Business travel accident
Expatriate and third country national
Country guides
Multi-national pooling
Repatriation

Buy/sell coverage
Key person life
Deferred compensation
Long-term care
Executive disability
Universal life

Help Desk
Claims Concierge

• Corporate branded communication campaigns
• Health advocacy and education
• Technology powered enrollment support
• Virtual benefits open enrollment communications
• Digital postcards and decision support tools

Plan design and strategy
Financial benchmarking
Provider network analysis
Ongoing client advocacy
Alternative funding strategies
Leveraged carrier relationships