
Wellness & Health Management
Wellness consulting
Evidence-based programs
Worksite wellness evaluation
Employee engagement surveys
Onsite biometrics
Health quality assessment

Voluntary Benefits
Worksite benefits
Identity theft & cybersecurity
Pre-paid legal services
Pet Insurance

Underwriting & Market Analysis
- Predictive modeling
- Claims & stop loss analysis
- Contribution strategies and analysis
- IBNR: Reserve analysis
- Pharmacy benefit management analysis
- Self-insurance assessment

HR Services & Compliance
DOL/ERISA/ACA
ACA Reporting
HIPAA privacy and data security
Signature-ready 5500 filing
SPD Wrap Document/SMM
Federal & Statutory Compliance

Global Benefits
Business travel accident
Expatriate and third country national
Country guides
Multi-national pooling
Repatriation

Executive Benefits
Buy/sell coverage
Key person life
Deferred compensation
Long-term care
Executive disability
Universal life

Employee Advocacy
Help Desk
Claims Concierge

Communication
- Corporate branded communication campaigns
- Health advocacy and education
- Technology powered enrollment support
- Virtual benefits open enrollment communications
- Digital postcards and decision support tools

Benefits Advisory
Plan design and strategy
Financial benchmarking
Provider network analysis
Ongoing client advocacy
Alternative funding strategies
Leveraged carrier relationships