The most prevalent area of commercial insurance, but often the most misunderstood. At Panorama we define risk as “To dare, to undertake, enterprise, with hope for economic success”. Our goal is to help clients navigate complexities by developing an innovative risk management program which produces an asymmetric outcome; an outcome which delivers a cost-efficient structure that is both fit for purpose and delivers risk-appropriate coverage, without sacrificing opportunity. We protect your bottom line, while allowing the opportunity for it to elevate, by aligning your insurance program with your risk tolerance and overall business strategy.
Panorama is dedicated to creating innovative solutions that cater specifically to your organizations unique needs. This begins by Panorama, and our clients, acknowledging that risk management goes far beyond simply purchasing insurance. We provide you with the necessary information to analyze your organizations risk management program under a variety of lenses through perpetual advise on available coverages, gaps in coverage, policy renewals, and more. The result, delivering a reduced total cost of risk including premium, claims and collateral.
With Panorama, you will have access to a team of experienced brokers with diverse backgrounds, from loss prevention and risk control to former risk managers and underwriters as well as claims adjusters, attorneys and financial analysts. Well versed in the identification and quantification of risk, we deliver a bespoke approach to each line of coverage and apply our innovative ideas toward a strategic plan designed to yield maximum results.