
PROPERTY & CASUALTY
Customized Insurance Coverage that Keeps Your Business Prepared and Protected
At Panorama, our goal is to help you navigate complexities by developing an innovative risk management program that provides appropriate coverage, without sacrificing opportunity. We provide you with the necessary information to choose from customized options, including broad coverage, cost-saving, and self-insurance. We are committed to safeguarding your company, while providing you with more freedom to pursue your business goals.
PROPERTY & CASUALTY
Services

Alternative Risk
Captives
Risk financing
Risk retention groups
Wrap-ups/OCIP/CCIP

Auto
Business auto
Transportation/logistics
Trucking

Aviation, Hull & Marine
Hull and liability
Yacht and vessels

Casualty
Environmental
Excess/umbrella
General Liability
Product Liability

Executive & Financial Lines
Crime: employee dishonesty
Cyber liability
Directors and officers
E&O (professional liability)
Employment practices
Fiduciary liability

Ocean & Inland Marine
Builders risk
Installation floater
Motor truck cargo
Transit

Personal Lines
Earthquake
Fine art and jewelry
Flood
Homeowners
Personal and collectible auto
Private client

Property
- Boiler and machinery
- Business income
- Commercial and habitational real estate
- Deductible buy-back
- Difference in conditions
- Earthquake

Risk Consulting
Mergers and acquisitions
3rd party risk manager
Compliance

Risk Management
Claims management
Disaster recovery
Loss projection and trending
Safety and loss control

Surety
Commercial
Contract
Energy
Miscellaneous
Tax

Workers Compensation
Guaranteed cost
Large deductibles
Professional employer organizations